Free, expert health insurance help.

Finding affordable health insurance that works for you can be hard. We get it.

But no one should have to struggle to find the insurance that gets them the care they need when and where they need it.

The Wisconsin Office of the Commissioner of Insurance built to help connect you to free expert help in your community and around the state. Below you will find options to call and talk to a real person who can walk you through the complicated maze of health insurance. If you’re more the DIY type, you can find options to apply online right now.

We’ve also got common questions and answers that may help you find coverage or get help paying for your health insurance.

Your health is important.

Open Enrollment

Health insurance is more affordable than ever before for new and returning Wisconsinites at Folks can shop for plans from November 1, 2021 to January 15, 2022 for 2022 plans. Free, expert help is available to select and sign up for a plan. Speak to an expert on the phone, select an online resource below, or find answers to common questions.

Do you need help to apply for or renew a plan?
Was there a change to your household’s size, address, or income?
Are you turning 65 or do you have questions about Medicare?
Do you have a question about your application?

Open Enrollment Questions and Answers

ObamaCare is a common name for health insurance that you can buy on the federal marketplace or Open Enrollment is the period of time that you can sign up for a health insurance plan. Open Enrollment is from November 1, 2021 to January 15, 2022.

Now, more than ever…. you need health care. Every health insurance plan on covers these essential benefits: doctor visits, preventive care, hospitalization, prescriptions, pregnancy and newborn care, children’s dental care, mental health services, and more.

Thanks to COVID relief, it’s easier than ever before to afford quality health insurance plans on! Prices are lower than ever before. No matter what you earn, you can get financial help to pay for health insurance. To find out if you can save or get no-cost health insurance, speak to an expert on the phone or answer two quick questions with this online tool.

Yes! Free, expert help is available to help you start or finish an application. Call now to find someone near you:

  • Anywhere in Wisconsin: 2-1-1
  • In Milwaukee: (414) 270-4677
  • In Madison: (608) 261-1455

A health insurance expert is a person trained and registered with the state of Wisconsin. This includes:

  • Navigators: provide free, year-round help with Medicaid, BadgerCare, and Marketplace plans. They also help to resolve problems with coverage and medical bills. Navigators are federally trained and certified.
  • Certified Application Counselors (CAC): provide free, year-round help with Medicaid, BadgerCare, and Marketplace. CACs are federally trained and certified.
  • Agents and brokers: sometimes provide free, year-round help with Marketplace and other insurance like Medicare. They are contracted by insurance companies to help you. They should not charge you.

Health insurance help should always be free.

Yes. Every year plan prices and options change. Also, the amount of financial help may change so it is important to update your financial and household information. If your income goes down or you have a baby, you may qualify for additional financial help. If your income goes up, you’ll want to make sure you’re not taking more financial help than you should. 

Be sure to check to see if your favorite doctors, hospitals, medications, and pharmacies are still available if you renew your plan – sometimes networks change from year to year.

For Our Partners

We created a digital media toolkit to connect Wisconsinites with experts who can help them find high-quality, affordable health care. Thank you for utilizing the toolkit to promote the importance of health insurance.

Speak to an Expert

A health insurance expert can help you find the best affordable plan for you. These experts work at organizations like Covering Wisconsin, community health centers, and other nonprofits. They have access to all health insurance options available to Wisconsinites from private insurance to BadgerCare Plus. Health insurance experts don’t make money by signing you up for a plan.

Call now and ask for help with health insurance.
Anywhere in Wisconsin
In Milwaukee
(414) 400-9489
In Madison
(608) 261-1455
Anywhere in Wisconsin
In Milwaukee
In Madison
Are You 65 Years of Age or Older or Need Help with Medicare?
Are You 65 Years of Age or Older or Need Help with Medicare?
1 (800) 242-1060
Board on Aging & Long Term Care

Common Questions and Answers

If you lose your health insurance plan from work, you can sometimes keep that insurance for up to 18 months. This option is called COBRA. With COBRA, you usually pay the full cost of the plan.

Before you decide, consider:

  • COBRA premiums will only be paid until the end of September and then you may be responsible for the full cost of the plan.
  • Most people can now get low-cost (and sometimes free) plans from, including people who collect unemployment insurance at any time during 2021.

Get free, expert help determining whether COBRA or a plan on is the best option for you.

ObamaCare is a common name for health insurance available for purchase on the federal marketplace. You might have also heard it called 

You can apply for a plan on right now or you can get free expert help.  

You might even be able to get help paying for some or all of the costs of your premium.  

Health insurance is complicated. You don’t have to figure it out alone.  

Get Help

You might be able to get low-cost or no-cost health insurance. You might also be eligible for the State of Wisconsin’s health insurance program called BadgerCare Plus. 

The best way to find out if you qualify is to get free, expert help. 

Call (877) 947-2211

You might qualify for BadgerCare Plus if your income is below certain levels.  

Find out if you qualify by getting free expert help. 

Great! Select the option you want below and get started now. 

Yes. If you want to purchase a health insurance plan, you can buy one directly from an insurance agent.  

To qualify for help paying your premium, you have to apply with the help of someone who will process your application on  

Marketing Workgroup Participants

The Wisconsin Office of the Commissioner of Insurance is a resource for Wisconsinites who need help talking to their insurance company or have a complaint about their health insurance. File a complaint to get help from our experts.