Free, expert health insurance help.

Finding affordable health insurance that works for you can be hard. We get it.

But no one should have to struggle to find the insurance that gets them the care they need when and where they need it.

The Wisconsin Office of the Commissioner of Insurance built to help connect you to free expert help in your community and around the state. Below you will find options to call and talk to a real person who can walk you through the complicated maze of health insurance. If you’re more the DIY type, you can find options to apply online right now.

We’ve also got common questions and answers that may help you find coverage or get help paying for your health insurance.

Your health is important.

Speak to an Expert

A health insurance expert can help you find the best affordable plan for you. These experts work at organizations like Covering Wisconsin, community health centers, and other nonprofits. They have access to all health insurance options available to Wisconsinites from private insurance to BadgerCare Plus. Health insurance experts don’t make money by signing you up for a plan.

Call now and ask for help with health insurance.
Anywhere in Wisconsin
In Milwaukee
(414) 400-9489
In Madison
(608) 261-1455
Anywhere in Wisconsin
In Milwaukee
In Madison
Are You 65 Years of Age or Older or Need Help with Medicare?
Are You 65 Years of Age or Older or Need Help with Medicare?
1 (800) 242-1060
Board on Aging & Long Term Care

Common Questions and Answers

If you lose your health insurance plan from work, you can sometimes keep that insurance for up to 18 months. This option is called COBRA. With COBRA, you usually pay the full cost of the plan.

Get free, expert help determining whether COBRA or a plan on is the best option for you.

ObamaCare is a common name for health insurance available for purchase on the federal marketplace. You might have also heard it called 

You can apply for a plan on right now or you can get free expert help.  

You might even be able to get help paying for some or all of the costs of your premium.  

Health insurance is complicated. You don’t have to figure it out alone.  

Get Help

You might be able to get low-cost or no-cost health insurance. You might also be eligible for the State of Wisconsin’s health insurance program called BadgerCare Plus. 

The best way to find out if you qualify is to get free, expert help. 

Call (877) 947-2211

You might qualify for BadgerCare Plus if your income is below certain levels.  

Find out if you qualify by getting free expert help. 

Great! Select the option you want below and get started now. 

Yes. If you want to purchase a health insurance plan, you can buy one directly from an insurance agent.  

To qualify for help paying your premium, you have to apply with the help of someone who will process your application on  

A health insurance expert is a person trained and registered with the state of Wisconsin. This includes: 

  • Navigators: provide free, year-round help with Medicaid, BadgerCare, and Marketplace plans. They also help to resolve problems with coverage and medical bills. Navigators are federally trained and certified.  
  • Certified Application Counselors (CAC): provide free, year-round help with Medicaid, BadgerCare, and Marketplace. CACs are federally trained and certified. 
  • Agents and brokers: sometimes provide free, year-round help with Marketplace and other insurance like Medicare. They are contracted by insurance companies to help you. They should not charge you.

Health insurance help should always be free.

Marketing Workgroup Participants

The Wisconsin Office of the Commissioner of Insurance is a resource for Wisconsinites who need help talking to their insurance company or have a complaint about their health insurance. File a complaint to get help from our experts.