Free, expert health insurance help.

Finding affordable health insurance that works for you can be hard. We get it.

But no one should have to struggle to find the insurance that gets them the care they need when and where they need it.

The Wisconsin Office of the Commissioner of Insurance built to help connect you to free expert help in your community and around the state. Below you will find options to call and talk to a real person who can walk you through the complicated maze of health insurance. If you’re more the DIY type, you can find options to apply online right now.

We’ve also got common questions and answers that may help you find coverage or get help paying for your health insurance.

Your health is important.

New Chance to Get Health Insurance

Wisconsinites get a second chance to shop for health insurance plans from February 15, 2021 to August 15, 2021. Get free, expert help to select and sign up for a health insurance plan. Insurance experts can help you see if you qualify for financial help to lower your monthly costs (and often know where to find the best deals that fit your health needs and budget). You can speak to an expert on the phone, select an online resource below, or find answers to common questions.

Do you need help to apply for a plan?
Do you want to change your current plan?
Are you turning 65 or do you have questions about Medicare?
Do you have a question about your application?

Questions and Answers

If you select a plan or change your plan on, your coverage will begin on the first day of the following month. For example, if you submit your application on February 22, your coverage will begin on March 1.  

Since so many people have lost work, there is a second enrollment period from February 15 – August 15. This special sign-up opportunity gives all Wisconsinites a second chance to enroll in health insurance or change their current plan from As the world continues to battle COVID-19, it’s important for folks to have access to health insurance.

Now, more than ever…. you need health care. Every health insurance plan on covers these essential benefits: doctor visits, preventive care, hospitalization, prescriptions, pregnancy and newborn care, children’s dental care, mental health services, and more.

Based on your income, you may be able to get financial help. More than 8 in 10 Wisconsinites get help to pay for their plan.

Yes! Free, expert help is available to help you start or finish an application. Call now to find someone near you. Speak to an expert on the phone.

Yes, you can change your plan. If you switch plans, make sure your favorite doctors, hospitals, medications, and pharmacies are still available on your new plan. Free, expert help is available to help you review your plan. Speak to an expert now.

For Our Partners

We created a digital media toolkit to connect Wisconsinites with experts who can help them find high-quality, affordable health care. Thank you for utilizing the toolkit to promote the importance of health insurance.

Speak to an Expert

A health insurance expert can help you find the best affordable plan for you. These experts work at organizations like the United Way and Covering Wisconsin and have access to all health insurance options available to Wisconsinites from private insurance to BadgerCare Plus. Health insurance experts don’t make money by signing you up for a plan.

Call now and ask for help with health insurance.
Anywhere in Wisconsin
(877) 947-2211
In Milwaukee
(414) 400-9489
In Madison
(608) 261-1455
Anywhere in Wisconsin
In Milwaukee
In Madison
Are You 65 Years of Age or Older or Need Help with Medicare?
Are You 65 Years of Age or Older or Need Help with Medicare?
1 (800) 242-1060
Board on Aging & Long Term Care

Common Questions and Answers

If you lose your health insurance plan from work, you can sometimes keep that insurance for up to 18 months. This option is called COBRA. With COBRA, you usually pay the full cost of the plan.

Starting April 1, if you lost your plan because you were laid off or had your hours cut, the American Rescue Plan:

  • Gives you a new opportunity to enroll in COBRA, even if you missed or decided not to enroll during your initial 60-day COBRA election period.
  • Helps pay 100% of your COBRA premium until September 30, 2021.

Before you decide, consider:

  • COBRA premiums will only be paid until the end of September and then you may be responsible for the full cost of the plan.
  • Most people can now get low-cost (and sometimes free) plans from, including people who collect unemployment insurance at any time during 2021.

Get free, expert help determining whether COBRA or a plan on is the best option for you.

ObamaCare is a common name for health insurance available for purchase on the federal marketplace. You might have also heard it called 

You can apply for a plan on right now or you can get free expert help.  

You might even be able to get help paying for some or all of the costs of your premium.  

Health insurance is complicated. You don’t have to figure it out alone.  

Get Help

You might be able to get low-cost or no-cost health insurance. You might also be eligible for the State of Wisconsin’s health insurance program called BadgerCare Plus. 

The best way to find out if you qualify is to get free, expert help. 

Call (877) 947-2211

You might qualify for BadgerCare Plus if your income is below certain levels.  

Find out if you qualify by getting free expert help. 

Great! Select the option you want below and get started now. 

Yes. If you want to purchase a health insurance plan, you can buy one directly from an insurance agent.  

To qualify for help paying your premium, you have to apply with the help of someone who will process your application on  

Marketing Workgroup Participants

The Wisconsin Office of the Commissioner of Insurance is a resource for Wisconsinites who need help talking to their insurance company or have a complaint about their health insurance. File a complaint to get help from our experts.

American Rescue Plan: New, Lower Cost Health Insurance

In response to the COVID-19 pandemic, President Biden signed the American Rescue Plan into law to lower health insurance premiums for all. Read more about how this new law can help you and your family: Quick Summary | Full Summary.