Free, expert health insurance help.

Finding affordable health insurance that works for you can be hard. We get it.

But no one should have to struggle to find the insurance that gets them the care they need when and where they need it.

The Wisconsin Office of the Commissioner of Insurance built WisCovered.com to help connect you to free expert help in your community and around the state. Below you will find options to call and talk to a real person who can walk you through the complicated maze of health insurance. If you’re more the DIY type, you can find options to apply online right now.

We’ve also got common questions and answers that may help you find coverage or get help paying for your health insurance.

Your health is important.

Open Enrollment

Wisconsinites can shop for health insurance plans from Nov 1, 2020, to Dec 15, 2020, for 2021 plans that start on January 1st. Get free, expert help to select and sign up for a health insurance plan. Insurance experts can help you see if you qualify for financial help to lower your monthly costs. You can speak to an expert on the phone, select an online resource below, or find answers to common questions.

Do you need help to apply for or renew a plan?
Was there a change to your household’s size, address, or income?
Are you turning 65 or do you have questions about Medicare?
Do you have a question about your application?

Open Enrollment Questions and Answers

ObamaCare is a common name for health insurance that you can buy on the federal marketplace or HealthCare.gov. Open Enrollment is the period of time that you can sign up for a health insurance plan. Open Enrollment is from November 1st to December 15th every year.

Now, more than ever, you need health care. Every health insurance plan on HealthCare.gov covers these essential benefits: doctor visits, preventive care, hospitalization, prescriptions, pregnancy and newborn care, children’s dental care, mental health services, and more.

Based on your income, you may be able to get financial help. More than 8 in 10 Wisconsinites get help to pay for their plan.

Yes! Free, expert help is available to help you start or finish an application. Call now to find someone near you. Speak to an expert on the phone.

Yes. Every year plan prices and options change. Also, the amount of financial help may change so it is important to update your financial and household information. If your income goes down or you have a baby, you may qualify for additional financial help. If your income goes up, you’ll want to make sure you’re not taking more financial help than you should.

Be sure to check to see if your favorite doctors, hospitals, medications, and pharmacies are still available if you renew your plan – sometimes networks change from year to year.

For Our Partners

We created a digital media toolkit to connect Wisconsinites with experts who can help them find high-quality, affordable health care. Thank you for utilizing the toolkit to promote the importance of health insurance.

Speak to an Expert

A health insurance expert can help you find the best affordable plan for you. These experts work at organizations like the United Way and Covering Wisconsin and have access to all health insurance options available to Wisconsinites from private insurance to BadgerCare Plus. Health insurance experts don’t make money by signing you up for a plan.

Call now and ask for help with health insurance.
Anywhere in Wisconsin
(877) 947-2211
In Milwaukee
(414) 270-4677
In Madison
(608) 261-1455
Anywhere in Wisconsin
In Milwaukee
In Madison
Are You 65 Years of Age or Older or Need Help with Medicare?
Are You 65 Years of Age or Older or Need Help with Medicare?
1 (800) 242-1060
Board on Aging & Long Term Care

Common Questions and Answers

You might be!

Did you:

  • Lose your job?
  • Lose your insurance from work?
  • Lose your spouse’s insurance?
  • Have a change in your household income?
  • Recently move?
  • Adopt a child?
  • Have a child?

If the answer is ‘yes’ to any of those questions, you may be able to get an individual health insurance plan or enroll in BadgerCare Plus.

You can learn more about your options here.

Find Local Help Now

60 Days – that’s how long you have from the time you lose your insurance to apply for a new plan. You can also apply 60 days before you lose your health insurance. Applying before you lose insurance can help you avoid going without insurance coverage. 

Don’t wait. It might take a few days to get an appointment to get help with your application or it might take time to gather the information you need to apply. You also have 60 days after any of the events listed in the “Am I Eligible for Health Insurance” section above to apply for new coverage.

Your health is important. Don’t wait to get a new insurance plan. Get help now by calling (877) 947-2211.


Anytime – This only applies to BadgerCare Plus.  

There is no application window for BadgerCare Plus. You can apply at any time.  Apply Now

Maybe! If you recently lost your job or had your hours cut and no longer have health insurance through work, you might be able to keep that insurance for up to 18 months. This is an option often called COBRA.

Before you decide, consider: 

  • This is an expensive option because you will pay the full cost of insurance that your employer normally paid plus what was deducted from your paycheck.  
  • If you have already met your deductible for the year, you might want to keep your insurance and this could make sense.  

You can learn more about your options here. 

ObamaCare is a common name for health insurance available for purchase on the federal marketplace. You might have also heard it called HealthCare.gov. 

You can apply for a plan on HealthCare.gov right now or you can get free expert help.  

You might even be able to get help paying for some or all of the costs of your premium.  

Health insurance is complicated. You don’t have to figure it out alone.  

Get Help

You might be able to get low-cost or no-cost health insurance. You might also be eligible for the State of Wisconsin’s health insurance program called BadgerCare Plus. 

The best way to find out if you qualify is to get free, expert help. 

Call (877) 947-2211

You might qualify for BadgerCare Plus if your income is below certain levels.  

Find out if you qualify by getting free expert help. 

Great! Select the option you want below and get started now. 

Yes. If you want to purchase a health insurance plan, you can buy one directly from an insurance agent.  

To qualify for help paying your premium, you have to apply with the help of someone who will process your application on HealthCare.gov.  

You might be!

Did you:

  • Lose your job?
  • Lose your insurance from work?
  • Lose your spouse’s insurance?
  • Have a change in your household income?
  • Recently move?
  • Adopt a child?
  • Have a child?

If the answer is ‘yes’ to any of those questions, you may be able to get an individual health insurance plan or enroll in BadgerCare Plus.

You can learn more about your options here.

Find Local Help Now

60 Days – that’s how long you have from the time you lose your insurance to apply for a new plan. You can also apply 60 days before you lose your health insurance. Applying before you lose insurance can help you avoid going without insurance coverage. 

Don’t wait. It might take a few days to get an appointment to get help with your application or it might take time to gather the information you need to apply. You also have 60 days after any of the events listed in the “Am I Eligible for Health Insurance” section above to apply for new coverage.

Your health is important. Don’t wait to get a new insurance plan.  Get Help Now


Anytime – This only applies to BadgerCare Plus.  

There is no application window for BadgerCare Plus. You can apply at any time.  Apply Now

Maybe! If you recently lost your job or had your hours cut and no longer have health insurance through work, you might be able to keep that insurance for up to 18 months. This is an option often called COBRA.

Before you decide, consider: 

  • This is an expensive option because you will pay the full cost of insurance that your employer normally paid plus what was deducted from your paycheck.  
  • If you have already met your deductible for the year, you might want to keep your insurance and this could make sense.  

You can learn more about your options here. 

ObamaCare is a common name for health insurance available for purchase on the federal marketplace. You might have also heard it called HealthCare.gov.

You can apply for a plan on HealthCare.gov right now or you can get free expert help. 

You might even be able to get help paying for some or all of the costs of your premium.

Health insurance is complicated. You don’t have to figure it out alone.

Get Help

You might be able to get low-cost or no-cost health insurance. You might also be eligible for the State of Wisconsin’s health insurance program called BadgerCare Plus. 

The best way to find out if you qualify is to get free, expert help. 

Call Now

You might qualify for BadgerCare Plus if your income is below certain levels.  

Find out if you qualify by getting free expert help. 

Great! Select the option you want below and get started now. 

Yes. If you want to purchase a health insurance plan, you can buy one directly from an insurance agent.  

To qualify for help paying your premium, you have to apply with the help of someone who will process your application on HealthCare.gov.  

Marketing Workgroup Participants

The Wisconsin Office of the Commissioner of Insurance is a resource for Wisconsinites who need help talking to their insurance company or have a complaint about their health insurance. File a complaint to get help from our experts.